Nonprofits deemed “large” by the government have been completely shut out of the two most important sources of COVID-19-related financial support: the SBA’s Paycheck Protection Program (“PPP”) and the Federal Reserve’s Main Street Lending Program (“MSLP”). However, unless they receive immediate assistance, some will not make it through…

In this interview with Denver Frederick, the host of the Business of Giving, John MacIntosh discusses how to know whether your nonprofit is a Hibernator, Responder or Hybrid; why large nonprofits may be less financially resilient; and when an organization should begin to think about a merger or…

In Too Big To Fail we show that large human service nonprofits are critical partners to state and local government in maintaining the social safety net. They are on the front lines of the COVID-19 crisis. And they are at the breaking point. Without immediate assistance, some may…

Our piece in the Chronicle of Philanthropy provides a glimpse of what nonprofits are already doing in response to COVID-19 and the 8 Steps Nonprofits Should Take Now to Survive the Pandemic Fallout.

Executive Directors and Boards will need to take decisive and difficult action if the nonprofits they lead are to survive the COVID-19 crisis. SeaChange has a decade of experience working with nonprofits with respect to risk management, lending, financial analysis, mergers/collaborations, and restructuring/dissolution. Our new report—Tough Times Call…

Covid-19 is poised to become an extinction-level event for America’s nonprofits. In the face of this looming disaster, everyone has work to do. SeaChange is doing all we can to assist our current borrowers, flow new money from willing funders into nonprofits, and advise nonprofits leaders and boards…

The recent report on “Ending the Starvation Cycle” confirms that the vast majority of funding is project-based, that this type of funding rarely covers the full cost of the associated work, that “cost-minus” funding is not just unfair but also causes a whole host of financial and non-financial problems…

America’s private nonprofit colleges play a significant role in American society, yet few people appreciate just how much pressure they are under as we discuss in this CNN article.

In this new article—Are you a Dipper?—we describe how many nonprofits really fund their working capital, why it can be dangerous, and how to avoid it.

ImpactUs looks to have had a lot going for it but its failure is a reminder that many nonprofit earned-income ventures (“NEIVs”)—organizations launched with a big dollop of philanthropy but then expected to “make it” on earned income—are not approached in a way that maximizes the odds of success. In…