SeaChange – through its affiliated funds – makes flexible, high-impact loans to support the real estate, working capital and expansion capital needs of nonprofits working in New York City. The funds managed by SeaChange provide a level of flexibility generally unavailable from conventional lenders. We target investments from $250,000 to $750,000 (investments outside this range will be considered on an exceptional basis and/or alongside co-investors) in the form of secured and unsecured loans, loan guarantees, equity, and equity-like securities. The economic terms are determined case-by-case but generally range from 4%-6% interest over terms of between 3-5 years. SeaChange seeks to be in a constructive on-going dialogue with our borrowers and generally takes a non-voting observer seat on the finance committee of each borrower during the life of the investment. Potential borrowers should also look at these resources.


In advance of filling in an application for a loan, please feel free to contact Taj Tabassoom at or (212) 336-1514.